Frequently Asked Questions

  1. Definition of a VA Loan - What is a VA loan?
  2. Using the VA Loan is a Good Idea?
  3. Uses for a VA Home Loan?
  4. The maximum amount of guarantee the VA will allow on a home loan and maximum loan amounts?
  5. What can be done when both husband and wife are eligible?
  6. I am a Veteran who purchased a home with my spouse utilizing my VA eligibility. I am now divorced and my spouse was awarded the home. How do I get my eligibility back?
  7. I heard the VA has an inventory of foreclosed homes. How can I find out more about this?
  8. VA Home Loan Entitlement?
  9. The VA Guaranteed Loan - Advantages?
  10. Adjustable Rates - Do I have to take a fixed-rate VA loan?
  11. Get Pre-Approved / Should I get a pre-approved loan?
  12. Are You Eligible for a VA Home Loan Guaranty - How do I get proof of eligibility?
  13. Your Discharge May Affect Your Chances - I don’t have an honorable discharge. Am I automatically disqualified from VA loan eligibility?
  14. I Lost My DD214 - What if I can't find my DD214 form?
  15. Already Have a VA Loan? - Is it possible to use my VA eligibility more than once?
  16. A One-Time Deal / What is the one-time exception for renewing VA eligibility?
  17. Partial Eligibility - Can I get eligibility for another VA loan even though I am still working on the first one?
  18. VA Loans and Rental Properties - Can I use my VA loan to buy a rental property?
  19. Bankruptcy and VA Eligibility - What happens if I file bankruptcy and wish to buy another home at some point?
  20. VA Loans and Your Debt Ratio - How is my VA home loan eligibility determined?
  21. The VA Loan for Home Equity Refinancing - Can I refinance with the VA?
  22. What VA Loans Are Used For - Am I limited to buying an existing home with a VA loan?
  23. Does the VA Charge A Fee? - Are there fees associated with my VA home loan?
  24. VA Fees Part 2 - Who is exempt from paying the VA funding fee?
  25. Co-signers on VA Loans / Can I bring on a co-signer on my VA home loan?
  26. The Veterans Benefits Act of 2004 - How does the Veterans Benefits Act change my loan process and entitlements?
  27. Fair Housing - I think I may be encountering discrimination in my search for a home. Can the VA help?
  28. I Can't Find A House - Do I have any alternatives?
  29. VA Foreclosures - Can I use a VA loan to buy a repo house? Does the VA have any such homes?
  30. Improving Credit - How can I help myself before applying for a VA home loan?
  31. VA Homebuyer's Help? - What sort of advantages or help does the VA offer in the homebuying process?
  32. Homebuyer's Help Part 2 - Will the VA give me help if my property is poorly built or defective?
  33. "Farm Loan"? - Can I buy a farm with a VA loan?
  34. Foreign Purchases - Can I purchase outside America?
  35. What If I Die Before Paying Off My VA Loan? - What if I die before paying off my VA loan?
  36. Selling My VA Loan Property - Once I sell my property, am I released from my VA loan obligation?
  37. Mortgage Payments - What happens if my mortgage is sold to another mortgage company?



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